Are you one of the few Filipinos who tried biking as a “pandemic hobby” that lasted until today? Or have you been biking for a long time as a sport or as a way to commute? Biking has become a very convenient and cost-efficient alternative to transportation. Whether it’s something you do for pleasure or for business and income, safety is something that every kind of Pinoy biker in the Philippines should consider.

In 2020, a total number of 3,026 bicycles, e-bikes, and pedicabs were involved in road crashes in Metro Manila, Philippines. Of these, 36 were fatal, 2,067 caused non-fatal injuries, and 923 led to damage to property. No matter how careful you are on the road, accidents do happen, and so there is an urgency for insurance protection tailored to meet your specific needs.

At IUBI, we don’t only bridge insurers to the insured and vice versa, but we also create pioneering and specialized insurance products like the Pinoy Biker Insurance–a must-have for cyclists in the Philippines. 

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Why do you need Pinoy Biker Insurance in the Philippines?

1. Protection in case of accidents

Pinoy Biker Insurance in the Philippines covers your medical expenses if you get injured during your bike accident so you can worry about nothing but your recovery.

2. Comprehensive personal liability 

Accidents sometimes involve more than yourself. It may also involve other people or their property. 

3. Theft and damages

The Pinoy Biker Insurances’ coverage includes TLO when the bike is operative whilst burglarized (under-locking key) inside the insured’s premises. It also covers loss from fire, earthquake fire and shock, typhoon, and the like.

4. Accidental death

In case of a fatal accident involving the bike, the Pinoy Biker Insurance will provide financial support to your beneficiaries.

How do I get a Pinoy Biker Insurance in the Philippines?

Getting a Pinoy Biker Insurance in the Philippines is an easy and straightforward process. Just contact us directly or reach out to Cocogen. We can guide you through the application and underwriting process.

Let’s ensure that you can enjoy your cycling adventures or ride through your daily routines at ease. A good thing to note is that we offer the Pinoy Biker Insurance directly to bikers as well as through Cocogen. If you are interested, reach out to us!

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